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After all boxes have finished playing, the dealer's hand is resolved by drawing cards until the hand busts or achieves a value of 17 or higher a dealer total of 17 including an ace valued as 11, also known as a "soft 17", must be drawn to in some games and must stand in others.
The dealer never doubles, splits, or surrenders. If the dealer busts, all remaining player hands win. If the dealer does not bust, each remaining bet wins if its hand is higher than the dealer's, and loses if it is lower.
If a player receives 21 on the 1st and 2nd card it is considered a "natural" or "blackjack" and the player is paid out immediately unless dealer also has a natural, in which case the hand ties.
In the case of a tied score, known as "push" or "standoff", bets are normally returned without adjustment; however, a blackjack beats any hand that is not a blackjack, even one with a value of Wins are paid out at , or equal to the wager, except for player blackjacks which are traditionally paid at meaning the player receives three dollars for every two bet or one-and-a-half times the wager.
Many casinos today pay blackjacks at less than at some tables; for instance, single-deck blackjack tables often pay for a blackjack instead of Blackjack games almost always provide a side bet called insurance, which may be played when dealer's upcard is an ace.
Additional side bets, such as "Dealer Match" which pays when the player's cards match the dealer's up card, are sometimes available.
After receiving an initial two cards, the player has up to four standard options: "hit", "stand", "double down", or "split".
Each option has a corresponding hand signal. Some games give the player a fifth option, "surrender". Hand signals are used to assist the " eye in the sky ", a person or video camera located above the table and sometimes concealed behind one-way glass.
The eye in the sky usually makes a video recording of the table, which helps in resolving disputes and identifying dealer mistakes, and is also used to protect the casino against dealers who steal chips or players who cheat.
The recording can further be used to identify advantage players whose activities, while legal, make them undesirable customers.
In the event of a disagreement between a player's hand signals and their words, the hand signal takes precedence. Each hand may normally "hit" as many times as desired so long as the total is not above hard On reaching 21 including soft 21 , the hand is normally required to stand; busting is an irrevocable loss and the players' wagers are immediately forfeited to the house.
After a bust or a stand, play proceeds to the next hand clockwise around the table. When the last hand has finished being played, the dealer reveals the hole card, and stands or draws further cards according to the rules of the game for dealer drawing.
When the outcome of the dealer's hand is established, any hands with bets remaining on the table are resolved usually in counterclockwise order : bets on losing hands are forfeited, the bet on a push is left on the table, and winners are paid out.
This is a side bet that the dealer has a ten-value card as the down card, giving the dealer a Blackjack.
The dealer will ask for insurance bets from all players before the first player plays. If the dealer has a ten, the insurance bet pays In most casinos, the dealer then peeks at the down card and pays or takes the insurance bet immediately.
In other casinos, the payoff waits until the end of the play. In face-down games, if you are playing more than one hand, you are allowed to look at all of your hands before deciding.
This is the only time that you are allowed to look at the second hand before playing the first hand. Using one hand, look at your hands one at a time.
Players with a blackjack may also take insurance, and in taking maximum insurance they will win an amount equal to their main wager.
Fully insuring a blackjack against blackjack is thus referred to as "taking even money". There is no difference in results between taking even money and insuring a blackjack.
Insurance bets are expected to lose money in the long run, because the dealer is likely to have a blackjack less than one-third of the time.
However the insurance outcome is strongly anti-correlated with that of the main wager, and if the player's priority is to reduce variance , they might choose to make this bet.
The insurance bet is susceptible to advantage play. It is advantageous to make an insurance bet whenever the hole card has more than a one in three chance of being a ten.
Card counting techniques can identify such situations. Note: where changes in the house edge due to changes in the rules are stated in percentage terms, the difference is usually stated here in percentage points , not percentage.
The rules of casino blackjack are generally determined by law or regulation, which establishes certain rule variations allowed at the discretion of the casino.
The rule variations of any particular game are generally posted on or near the table. You can ask the dealer if the variations are not clearly posted.
Over variations of blackjack have been documented. As with all casino games, blackjack incorporates a "house edge", a statistical advantage for the casino that is built into the game.
This house edge is primarily due to the fact that the player will lose when both the player and dealer bust.
This is not true in games where blackjack pays as that rule increases the house edge by about 1. The expected loss rate of players who deviate from basic strategy through poor play will be greater, often much greater.
Surrender, for those games that allow it, is usually not permitted against a dealer blackjack; if the dealer's first card is an ace or ten, the hole card is checked to make sure there is no blackjack before surrender is offered.
This rule protocol is consequently known as "late" surrender. The alternative, "early" surrender, gives player the option to surrender before the dealer checks for blackjack, or in a no-hole-card game.
Early surrender is much more favorable to the player than late surrender. For late surrender, however, while it is tempting to opt for surrender on any hand which will probably lose, the correct strategy is to only surrender on the very worst hands, because having even a one in four chance of winning the full bet is better than losing half the bet and pushing the other half, as entailed by surrendering.
In most non-U. With no hole card, it is almost never correct basic strategy to double or split against a dealer ten or ace, since a dealer blackjack will result in the loss of the split and double bets; the only exception is with a pair of aces against a dealer 10, where it is still correct to split.
In all other cases, a stand, hit or surrender is called for. For instance, holding 11 against a dealer 10, the correct strategy is to double in a hole card game where the player knows the dealer's second card is not an ace , but to hit in a no hole card game.
The no hole card rule adds approximately 0. The "original bets only" rule variation appearing in certain no hole card games states that if the player's hand loses to a dealer blackjack, only the mandatory initial bet "original" is forfeited, and all optional bets, meaning doubles and splits, are pushed.
Each blackjack game has a basic strategy , which prescribes the optimal method of playing any hand against any dealer up-card so that the long-term house advantage the expected loss of the player is minimized.
An example of a basic strategy is shown in the table below, which applies to a game with the following specifications: . The bulk of basic strategy is common to all blackjack games, with most rule variations calling for changes in only a few situations.
For example, to use the table above on a game with the stand on soft 17 rule which favors the player, and is typically found only at higher-limit tables today only 6 cells would need to be changed: hit on 11 vs.
A, hit on 15 vs. A, stand on 17 vs. A, stand on A,7 vs. Regardless of the specific rule variations, taking insurance or "even money" is never the correct play under basic strategy.
Estimates of the house edge for blackjack games quoted by casinos and gaming regulators are generally based on the assumption that the players follow basic strategy and do not systematically change their bet size.
Most blackjack games have a house edge of between 0. Casino promotions such as complimentary match play vouchers or blackjack payouts allow the player to acquire an advantage without deviating from basic strategy.
Basic strategy is based upon a player's point total and the dealer's visible card. Players may be able to improve on this decision by considering the precise composition of their hand, not just the point total.
For example, players should ordinarily stand when holding 12 against a dealer 4. However, in a single deck game, players should hit if their 12 consists of a 10 and a 2.
The presence of a 10 in the player's hand has two consequences: . However, even when basic and composition-dependent strategy lead to different actions, the difference in expected reward is small, and it becomes even smaller with more decks.
Using a composition-dependent strategy rather than basic strategy in a single deck game reduces the house edge by 4 in 10,, which falls to 3 in , for a six-deck game.
Blackjack has been a high-profile target for advantage players since the s. Advantage play is the attempt to win more using skills such as memory, computation, and observation.
In both modes you will be dealt 20 hands, and your final score will be the percentage of correct moves you made. In difficult mode, the hands will by more challenging, and you will only have four seconds to make each decision.
In the bonus round, you will be given one minute to make as many correct moves as possible. For each correct move you will be awarded one bonus point.
For more info visit the rules and strategy page or post a question on the Hit or Stand message board. Blackjack Odds: Playing Hit or Stand will improve your blackjack strategy, and increase your chances of winning money.
However, unless you count cards, the odds of blackjack are against you, even if you are a perfect player. By chance, the outcome may sway in your favor from time to time; but the rule is: the more you gamble the more money you lose.
Gambling Addiction: Gambling is addictive, really. If you find yourself spending an unreasonable amount of time in casinos, or if you find that gambling is having a negative impact on you life and finances, seek help.
There should be nothing embarrassing about it. Visit the Gambler's Anonymous website to learn more.